ACC for Small Business
Our ACC Team
Self-employed people often stay on the ACC coverage they were placed on by default. Options are available that make the best use of your money so you are getting the best possible coverage.
Most self-employed people remain on the ACC coverage scheme they were placed on by default and are unaware that they have options.
REDUCING YOUR ACC PAYMENTS
You might be paying too much for ACC levies. We can talk you through industry classifications and recent changes to ACC, to help you save money. We can also discuss options that increase your coverage to include more than just accidents, such as illness or income loss, so you and your family have a greater degree of protection.
ACC covers you for accidents, but not an illness. Hammock Mortgages can discuss with you your options so you have a greater degree of coverage, without necessarily costing you any more.
ACC COVER PLUS EXTRA
ACC cover can disadvantage self-employed people as incomes vary, and last year’s income does not necessarily accurately predict future income. With Cover Plus Extra you negotiate a pre-agreed level of lost earnings compensation – and you get 100 percent of the amount you negotiate.
This may be an option that would suit you and is worth discussing with the team at Hammock Mortgages.