ACC Coverage
Hammock Group Christchurch
Most self-employed people remain on the ACC coverage scheme they were placed on by default and are unaware that they have options.
ACC Cover Plus Extra
ACC cover can disadvantage self-employed people as incomes vary, and last year’s income does not necessarily accurately predict future income. With Cover Plus Extra you negotiate a pre-agreed level of lost earnings compensation – and you get 100 percent of the amount you negotiate.
This may be an option that would suit you and is worth discussing with the team at Hammock Group.
Reducing Your ACC Payments
You might be paying too much for ACC levies. We can talk you through industry classifications and recent changes to ACC, to help you save money. We can also discuss options that increase your coverage to include more than just accidents, such as illness or income loss, so you and your family have a greater degree of protection.
Coverage for Illness and Accident
ACC covers you for accidents, but not illness. Hammock Group can discuss with you your options so you have a greater degree of coverage, without necessarily costing you any more.